Life
Life Insurance for All Walks of Life
Traditionally, life insurance was designed with the family in mind. The breadwinner bought life insurance so that the family wouldn’t be financially unstable if that person died. But everything’s not quite so simple today. Traditional families still exist, but very few families are able to survive on one income alone; some families have only one parent in the household; and lots of today’s homeowners have no children, but have considerable financial responsibilities to protect.
As your personal insurance agent, I understand that life is constantly changing, so we’ve developed a variety of life insurance products to meet everyone’s changing needs.
Talking About Life Insurance
It’s a strange feeling to think what the world will be like after you’re gone. Where will your children be and what will they doing? Who will take care of your family?
People are uncomfortable talking about life insurance for exactly that reason – it’s hard to think about what will happen to your dependents when they can’t depend on you anymore. That’s why Renee Hicks sells life insurance – to help you fell more comfortable knowing that your family will be taken care of after you’re gone.
Choosing the Right Life Insurance Plan
Buying life insurance is a little more complicated than buying insurance for your car or for your home. Since there are many different life insurance policies available, it’s important to make sure that the one you’re choosing satisfies your needs.
Essentially, there are two types of life insurance: term and permanent. Term policies provide insurance for a certain period of time or “term”. Permanent policies provide insurance for the lifetime of the insured person.